IPPB: India Post Payments Bank functions like a bank and is run by the Indian government and uses the post office’s vast network to provide banking services to people all over India. Its main goal is to make banking simple and available to everyone in India, no matter where they live. In short, we can say that IPPB uses the post office’s reach to bring banking closer to people’s homes.
What does IPPB do?
Banking for Everyone:
IPPB helps its customers, especially those who live in small towns and villages, to open bank accounts and do banking things like saving money, sending money, and paying bills.
Easy Banking:
You can have your bank in your pocket by using your mobile phone to do banking activities wherever you are. You don’t have to visit the bank for every single task.
Paying Bills
Through IPPB, you can pay your electricity, water, and other bills at your convenience without going to a bank or an office.
Sending Money:
You don’t have to worry about sending money to a family or friend who lives far. You can easily send regardless of the distance.
Government Help:
IPPB helps the government send money and benefits to people who need them, like pensions and subsidies.
Insurance:
They also offer things like insurance and pension schemes to help people have a financially secured future.
You can avail of all these features with just a few clicks from anywhere through IPPB mobile banking. Let’s see how we do it.
Registration for IPPB Mobile banking
Go to a nearby post office where IPPB services are available.
Make an enquiry regarding at the front desk about registering for mobile banking.
You will be asked for details like your name, address, and identity proof. The identity proof can be your Aadhaar card, driving license or any other government-issued identity card.
They will help you through out the process of setting up. You have to create a secure pin that is a secret number that you’ll use for banking on your phone.
Sometimes, you have to provide your fingerprint or other biometric information to maintain authenticity.
After everything is set up, you’ll get a confirmation SMS or message on your phone. Now, you are ready to use IPPB mobile banking.
How to transfer fund through IPPB Mobile Banking?
To send money using IPPB’s mobile app, follow these simple steps:
First, make sure you have the IPPB mobile app on your phone. You can download it from your app store if you haven’t already.
Open the app and log in with your customer ID and pin code.
Then, search for an option which says “Send Money” or “Transfer Funds.” Tap on it.
You’ll have a choice to send money to your own account or to someone else. Pick the one you want.
If you’re sending to someone else, you’ll need their bank account number and the name of their bank (like if it’s a regular bank or another IPPB account). For IPPB accounts, you’ll also need their account number and mobile number.
Write how much money you want to send. You will also have the option to write a description about what it’s for. This will help to maintain a transaction record in the future.
Make sure all the details are correct especially the amount and the person’s info.
To be super safe, you might have to enter your secret PIN again.
After all that, you’ll get a message confirming the transaction.
You may also get a receipt. Keep that safe in case you need it for the future reference.
Checking balance through IPPB mobile banking
Checking your balance using IPPB mobile banking is straightforward. Here’s how you can do it:
First, open the IPPB mobile banking app on your smartphone. If you haven’t already downloaded it, you can find it on your app store.
Log in to your account using your customer ID and your Mobile Personal Identification Number (MPIN).
The first things you’ll see after logging in is your account balance.
For security reasons, always log out of the app when you’re done checking your balance. This helps you protect your account.
Most of the banks have their own mobile banking apps. Some of them are listed below:
Bob world
Candi mobile banking app
YONO lite SBI
AXIS mobile
IDBI bank GO mobile plus+
PNB one
BOI mobile
Lets have a closer look at how BOB world functions. Bank of Baroda stands as one of India’s prominent public sector banks, offering a wide range of banking products such as loans, account management, card services, insurance, and more. To enhance convenience and security in banking transactions, Bank of Baroda has introduced the bob World App, empowering customers to access banking services anytime, anywhere.
Key Features of the bob World App
Following are the key features of bob world App:
Efficiently managing your accounts through the app.
Easily monitoring your credit score to stay financially informed.
Seamlessly transferring funds between accounts and to other beneficiaries.
Conveniently paying bills through the app.
Customising your app’s homepage for a tailored banking experience.
Locating nearby ATMs and branches for quick access to services.
Accessing card-related services and information within the app.
Applying for various types of loans through the app.
BOB world log in
Follow these steps for BOB world login:
First, open the bob World App on your mobile device. If you haven’t already installed the app, you can do so by downloading it from your device’s app store whether ios or android.
On the login screen, you will typically find two fields: one for your Username or Customer ID and another for your Password.
Enter your Username or Customer ID in the first field.
Enter your Password in the second field. Make sure to enter it accurately and confidentially.
After entering your credentials, click or tap the “Login” or “Sign In” button.
If your credentials are correct, you should gain access to your bob World App account, where you can perform various banking transactions and access account information.